Union Members Can See Their Credit Scores for Free

Eleanor Trice of Union Privilege, which provides consumer benefits to union members, tells us about a new offer.

As credit becomes increasingly difficult to obtain, it’s more important than ever for union members to know how lenders and credit issuers are judging them.

Through a special limited-time offer from Fair Isaac/myFICO, Union Plus is offering union members the ability to get their free FICO score online. A limited number of free FICO scores are available on a first-come, first-served basis to union members only. (FICO is a registered trademark of Fair Isaac and is the most used credit score.)

More often than not, a person’s FICO credit score determines whether he or she can qualify for a loan, and if so, at what terms. Low credit scores could not only cost you up to thousands of dollars a year in additional finance charges, but also could deny you access to insurance, phone service, a rental unit or even a job.

With the free FICO offer, you can take a proactive step to advance your credit education profile. Many consumers are unaware of how FICO scores influence lending and other important decisions made about them. The FICO score is used by more than 90 percent of the largest U.S. banks to evaluate consumer credit worthiness.

Union members can obtain their FICO score with absolutely no credit card entry or purchase requirements. You will not be enrolling in any subscription program by taking advantage of this offer. Your free FICO score is a one-time offer with absolutely no obligation for future purchase.

Along with your FICO score, you will be presented with up to two factors that most strongly influenced any score reduction and a chart showing where your FICO score stands in relation to other Americans. Also, Fair Isaac will provide links to educational materials that could help guide you to a better economic future.

Get your free FICO score now on the secure, confidential site here.

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