Union Plus: Helping Financial Hand for Union Members in Tough Times

The good folks at Union Plus want to remind union members the program offer a wide range of financial helping hands for union families facing hardships, including layoffs, in this staggering economy. Here’s a look. 

Mortgage Assistance 

* The Union Plus Save My Home Hotline may be able to help you avoid foreclosure. Call 1-866-490-5361.

* If you are a Union Plus mortgage holder and you are laid off, you can also apply for an interest-free loan from the Union Plus Mortgage Assistance Program. See details here.

Budgeting Assistance

• Receive a free budget analysis when you call Union Plus Credit Counseling at 1-877-833-1745. If you want additional help, you can enroll in a debt management plan (DMP) with no set-up fee and full reimbursement for the first year’s monthly fees.
• Be sure to take advantage of other consumer advice, tools and calculators at UnionDebtHelp.org.
• More budgeting tips and credit education 101 are available here.

Health Care

• The Union Plus Health Savings includes a free prescription card and discounts at participating pharmacies and other health care providers.
• If you have large, unreimbursed hospital bills, you may be eligible for a hospital care grant.

Bankruptcy Help

• If you need to file for bankruptcy, you can take the required bankruptcy counseling through Union Plus Credit Counseling and the usual $50 filing fee will be waived. Call the special bankruptcy line at 1-866-279-7197.
• Read more about bankruptcy counseling and bankruptcy education.
• And use the Union Plus Legal Service for a bankruptcy lawyer’s discounted fees.

Special Help for Union Plus Cardholders

• If you are out of work at least 90 days within the last 6 months, you can apply for $250 through the Union SAFE Job Loss Grant.
• You may also be eligible to skip two credit card payments a year. If you find you will be late making a payment or want to take advantage of the skip payment, call the Union Plus Credit Card at 1-800-622-2580 before your payment is due to see if you qualify.
• If you are on a prolonged strike or lock-out, you may be eligible for the special Strike Skip Pay where you can skip up to four months per year, three of them consecutively. Call 1-800-622-2580.

Special Help for Union Secure Term Life Policyholders

• If you are unemployed for 30 days or more, you can have your UnionSecure life insurance premium payment waived for up to three months. Call UnionSecure at 1-800-393-0864 for details and to set up your payment waiver.

For more information on Union Plus lay off assistance, click here And visit the Unemployment Lifeline site for resources in your area.

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